Middle Aged Skin Care

I just turned 37. Does that make me middle aged yet? I guess if I plan on living to be 74 it does.

Since I am racing towards 40, I don't know how to care for my skin at this age. When I was younger, it was easy. Now, I have no clue. My skin is a mess - it's dry around my eyes, rough around my temples, and I need acne treatment around my nose. Any type of exfoliating treatment on my facial skin just turns it red and puffy. How do I care for this skin? Does anybody have any good hints for skin care at this age because I don't want to spend a ton on skin care that doesn't work? Please? Anybody?